Convenience store ATMs summarized [Bank fees that can be used, time: 7-Eleven, Lawson, FamilyMart ATMs]
グーグル翻訳を使い、英訳してみました。多少の文章間違いはご容赦ください。
I tried to translate it into English using Google Translate. Please forgive some text mistakes.
A collection of links to convenience store ATMs
Seven-Eleven
https://www.sevenbank.co.jp/personal/atm/
Lawson
https://www.lawsonbank.jp/atm/#anc01
FamilyMart
E-net
https://www.enetcom.co.jp/service/
Japan Post Bank ATM
https://www.jp-bank.japanpost.jp/kojin/access/atm_cd/kj_acs_atmcd_atmcd.html
4 convenient ways to use ATMs at convenience stores
- Use a convenience store with low fees at frequently used banks
- Use the ATM of the convenience store you often go to
- Create a bank account at a convenience store you go to often
- Do not use ATMs at convenience stores in the first place
I would like to explain the above four points in detail.
【 １：Use a convenience store with low fees at frequently used banks】
When comparing the ATMs of the three major convenience stores, there is not much difference in the number of banks that can be used. However, depending on the ATM of each convenience store, there are banks that can be used free of charge, and it depends on each company.
If you have an ATM that you often use and the bank fees are free, I think you should use it.
Even if it's not free, it's better to use a cheaper ATM because the fee should be as low as possible.
First of all, please use the link above to find out where the bank charges you use most are the best.
【２： Use the ATM of the convenience store you often go to】
If the fee is the same regardless of which convenience store ATM you use, you can reduce the time cost by using the ATM of the convenience store that is the easiest to use.
【 ３：Create a bank account at a convenience store you often go to】
If the convenience stores you go to often are Seven-Eleven or Lawson, you may want to open a bank account operated by an affiliated company. By creating an account at that bank, you will be able to deposit and withdraw money for free. (Depending on the time of day)
Banks operated by convenience store affiliates, Seven Bank or Lawson Bank can be used almost all year round, and withdrawals can be made free of charge during the day, regardless of Saturday or Sunday. (Seven Bank deposits are free 24 hours a day, and both Seven Bank and Lawson Bank are free to withdraw from 7:00 to 19:00 all year round)
Instead of a small wallet, you can try making Seven Bank or Lawson Bank. I actually have a Seven Bank account and use it instead of my wallet. It's very convenient because you can withdraw on Saturdays and Sundays with no fees! !!
Seven Bank also supports debit payments, so if you make a cash card for it, you can also pay with the card and debit it directly from your account.
Wherever you can use a JCB credit card, you can pay with a debit card.
Since you don't have to withdraw cash, you don't have to worry about fees, and unlike credit cards, you can only use the amount in your account, so you can prevent overuse.
Also, unlike electronic money and bar code payment, it is convenient without the hassle of charging.
In addition, Seven Bank's cash cards are equipped with electronic money nanaco, and nanaco points can be accumulated according to the amount spent.
There is also a nanaco 500 point gift campaign by making Seven Bank receive salaries and bonuses.https://www.sevenbank.co.jp/oos/adv/tmp_95.html
It's very convenient and you can earn great points, so it's highly recommended for some people.
https://www.sevenbank.co.jp/personal/merit/details.html#merit1
Opening a Seven Bank account
https://www.sevenbank.co.jp/personal/account/modal_account.html
Lawson Bank can easily open an account with the smartphone app. We also have a campaign to give 100 Ponta points by opening an account from the app.
https://www.lawsonbank.jp/account/app/
There are two types of ATMs for FamilyMart, E-net and Japan Post Bank ATMs, and it seems that they differ depending on the store.
E-net
https://www.enetcom.co.jp/
Japan Post Bank ATMs
http://www.jp-bank.japanpost.jp/kojin/access/atm_cd/kj_acs_atmcd_atmcd.html
【 ４：Do not use ATMs at convenience stores in the first place】
Compared to bank ATMs, convenience store ATMs often have higher fees, depending on the bank.
Therefore, except in an emergency, if you use the ATM of your favorite bank as much as possible, the fee will be the cheapest and in many cases there will be no fee.
【Summary】
This time, I tried to summarize the ATMs of Seven-Eleven, Lawson, and FamilyMart.
Each has its own characteristics, so try to find the ATM that suits you best.
I recommend Seven Bank, but I think Lawson Bank is also convenient to use like a wallet.
I don't think the withdrawal fee is a waste, so why not try using a convenience store ATM as much as possible! ??
Please use these as a reference only, and check for details by yourself.
